Need Roof Hail Damage Repair in Denver, Colorado?

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Need Roof Hail Damage Repair in Denver, Colorado?

Hail Damage in Colorado

Colorado is known as one of the most popular states for roof hail damage repair. The state averages about 13 hailstorms annually, many of which are very intense. This makes Colorado a prime location for hail damage, especially since the Front Range is in the center of the state and receives frequent severe weather threats.

The Front Range is well known for producing large hail, which can cause significant damage to homes and businesses. A typical hail storm in the region produces up to 2 inches of rain, which turns into a considerable amount of ice pellets. When they hit a building, they shatter like glass and can do significant damage to the structure.

Denver saw more than 15 officially reported hailstorms in 2018 alone. And while some hail storms don’t cause much property damage, others can wreak havoc on roofs and siding, causing water penetration and roof leaks.

In addition to damaging the roof, hailstones can crack windows, doors, siding, gutters, skylights, and even chimneys. If you notice signs of hail damage, such as broken glass, damaged walls, cracked paint, missing shingles, bent nails, etc., call All Seasons Exteriors. We will inspect your roof and provide an estimate for repair work.

Roof Damage Cause By Hail

When a hailstone hits your roof, it can cause damage to the shingles. This is because the impact causes the shingles to bend and break. As the shingles are bent, they can become cracked.

There are many different types of shingles on the market today. Some shingles are designed to withstand wind gusts, while others are not. You want to make sure you choose a type of shingle that is appropriate for your home. 

Hail Damaged Shingles

If you live in Lakewood, CO, where hailstorms are common, it’s essential to know how to protect yourself against broken or fractured shingles. Hailstorms can cause significant damage to homes and businesses. 

A common type of damage caused by hailstones is laceration. A single piece of hail can cut into your shingle like a knife, causing small tears in the material. These cuts can allow moisture inside your home, leading to rot.

You might see shards of shingles embedded in trees or bushes around your property. When the roof damage is severe, shingles may fall off entirely. Pieces of shingles may even fly away, creating dangerous flying debris.

Granule Loss From Hail Damage

A hail-damaged roof can result in granule loss due to water running off the roof into the downspout system carrying shingle granules. Granule loss occurs when rainwater runs over the roof’s surface, washing away loose shine granules directly into the downspout of your gutter system. If you notice loose granules in your downspouts, it could mean your roof has experienced hail damage.

The Formation Process of Hail

Hail is a type of precipitation occurring when thunderstorm air updrafts carry raindrops into the upper levels of the atmosphere where temperatures are below freezing (32°F). A hail stone must be larger than 0.5 mm in diameter to be considered hail because smaller hailstones fall out of the storm system quickly.

A small particle of ice forms about 2/3rds of the way up the side of the hailstone called the “nucleus.” This is due to the temperature difference between the surface of the hailstones and the surrounding air. As the hailstone rises inside the cloud, it cools, causing the nuclei to form. Once formed, the hailstone continues to increase further into the cloud. At some point, the hailstone becomes large enough to drop back down to the lower altitudes of the cloud, where temperatures are above freezing. When this happens, the hailstone begins to freeze. If the hailstone falls back to the ground, it melts and refreezes several times. During each cycle, the size increases slightly.

The strength of the updrafts determines how long the hailstone stays aloft. Stronger updrafts carry the hailstone farther into the cloud and keep it circulating. Therefore, the size of the hailstone increases during each circulation. In addition, the greater the distance the hailstone travels, the colder the ambient air is. Thus, the hailstones become progressively heavier and denser as they circulate upward. Finally, the hailstones reach the stratosphere, where they continue to circulate. However, the hailstones do not move very far since they are too heavy to remain suspended in the stratosphere. Instead, they return to earth and melt.

Do I Need To Fix Roof Hail Damage?

A professional roofer at All Seasons Exteriors can inspect your roof and determine what needs to be done. They will take measurements of the roof and look for signs of leaks. This allows them to assess the severity of the problem and recommend the best course of action.

Shingles are one of the most vulnerable parts of your roof because they are exposed to the elements. When hail strikes your roof, it causes large pieces of rock to break off and enter the spaces where shingles overlap. As these rocks hit the shingles, they push out the overlapping material and cause gaps. Once a gap develops, water can easily travel inside your roof and cause mold growth and structural issues.

Asphalt shingle roofs are susceptible to hail damage because the same protective coating doesn’t cover them as metals. Asphalt shingles are composed of mineral aggregates, cement, and asphalt binder. These components make up the majority of the weight of asphalt shingles. When exposed to water, minerals within the aggregate begin to dissolve. Over time, this dissolution weakens the bond between the individual grains of minerals. If enough deterioration occurs, the shingle breaks apart.

Will Insurance Cover Roof Damage Caused By Hail?

Hail storms are unpredictable, and sometimes they cause significant damage to roofs without warning. Roof leaks are often a sign of some type of hole or crack in the roof. Homeowners usually notice roof damage when water starts leaking into the attic space above the roof deck.

The good news is that most insurance companies will cover the cost of repairing or replacing your roof.

Hail Damage Roofing Repair Professionals

Hail damage isn’t always easily seen. Some hail damage is easy to spot, like broken windows, missing shingles, etc., but there are times when you might not notice much damage at all. This includes damaged gutters, water leaks, and even minor roof damage that doesn’t appear on your roof’s exterior.

While most hail damage is relatively easy to fix, it takes professional expertise to accurately diagnose the extent of roof damage. If you don’t know what to look for or aren’t sure where to begin looking, call a professional roof damage repair service. They can help pinpoint exactly what needs fixing, how to fix it, and how long it will take to complete the work.

If you suspect your home may be affected by hail damage, hiring a roofing damage professional who knows how to properly assess the situation is essential. All Seasons Exteriors will thoroughly evaluate your property, looking for signs of water intrusion, leaks, and structural issues. We’ll let you know precisely where we find those issues and provide you with a detailed report outlining our damage assessment.

Homeowners Insurance and Roof Hail Damage

Filing a roof insurance claim isn’t always easy. Multiple steps are involved in paying for property damage caused by hail storms. Here’s how it works.

1. Contact Your Insurer

Call your insurer immediately following a loss. If you’re unsure of what type of coverage you have, ask about a policyholder assistance program. This could include a 24/7 insurance hotline, email address, or even a toll-free number.

2. Collect All Documents

Collect receipts, photos, and videos documenting the extent of the damage. Keep track of everything from the date of the incident to the repair work completed. You’ll want to keep copies of documents like bills, estimates, and photographs.

3. Conduct an In-Person Inspection

Your insurer will send out an inspector to assess the damage. They’ll check for water intrusion, missing shingles, damaged roofs, and other issues. Make sure you document the inspection process, including pictures taken during the walk-around.

Homeowner’s policies protect against property damage caused by storms, fires, theft, and vandalism. But it pays to understand the limits of each type of coverage. If a storm causes significant damage to your roof, you might want to check whether your homeowner’s policy includes roof replacement coverage. Also, ensure that the amount you pay for your deductible matches the cost of replacing your roof.

Homeowner’s insurance usually includes coverage for the home itself, including the foundation, walls, and floors. For example, most policies don’t cover the roof’s structural defects or wear and tear over time. Some policies do include some of these types of damages, though.

Schedule A Roof Inspection Today!

Hail storms are one of those things that seem to happen out of nowhere. They come without warning and cause widespread destruction. But what happens when it rains hard enough to produce large hailstones? You might think that the roof is damaged beyond repair, but there are some things you can do to minimize the impact of hail damage.

The good news is that hail damages are typically covered by homeowners insurance policies, so the repairs, including roof replacement, can be done at no cost to you except for the price of your deductible amount. The roofers at All Seasons Exteriors specialize in identifying the damage caused by hail storms and letting you know whether you need to file a claim. We work closely with our insurance partners to ensure that we accurately assess the extent of the damage and provide accurate estimates. We aim to ensure that the repairs are completed quickly and efficiently so that you can move forward in repairing your home.

If you want more information about hail damage repair, contact us today at 720-709-5201!