You should absolutely call a roofing company first after a hail storm. Not all hail will damage a roof. As soon as you call your insurance company you have initiated a claim. A claim is kind of like a driving record. Every claim stays on your record for 5-7 years regardless of whether or not you receive any compensation. The higher amount of claims on your record, the more “at risk” you are considered by insurance providers. Having a high amount of claims on your record can lead to higher insurance premiums or your insurance policy being cancelled by your current provider. Not only this, but a roofer can usually get to you faster than an adjuster after a big hail storm. They can make emergency repairs if needed to ensure that you don’t incur further damage.